Structured Finance Specialist

At Navient, we believe people are our greatest asset. Whether you’re a client or a colleague, integrity, passion, and commitment guide everything we do. We believe it’s possible to hold one another to a high standard while fostering a supportive and inclusive workplace. Through trust, innovative collaboration is possible. After all, great ideas can come from anyone — maybe the next one will come from you.

As a Structured Finance Specialist with us, you'll learn about and execute various financial models, analyze portfolios, construct and analyze data files from internal and external sources, and aggregate loan assets into transactions that meet market and rating agency requirements. Working alongside our high performing and highly visible Structured Finance team, you will develop an understanding of financial markets, cash flow analysis, financial modeling, and learn to develop efficient logic and effectively evaluate, validate and interpret process results. Under the guidance of senior team members, our Structured Finance Specialist will build a thorough knowledge of the operations of Navient and its business practices over time.

This is a hybrid role and is expected to work onsite in our Herndon office on Tuesdays and Wednesdays.

Areas of responsibility include:

Perform supporting analysis for new and existing ABS transactions and funding vehicles

• Support the preparation of information for the rating agencies and prospectus and execute existing processes to analyze asset performance.

Perform tasks needed to support Corporate Finance data analytics

• Assist in the creation and execution of new models and processes and enhance documentation of existing models and processes.
• Process data into a consumable format for use by internal groups.

Perform ad hoc analyses to support requests by management

• Assist with and/or perform analysis as needed of existing securitizations and facilities, potential transactions, and other available assets.
• Assist with and/or perform analysis as needed to respond to rating agency and other queries.

Work across Corporate Finance and with Accounting, Credit Risk, and Operations to support optimal financial execution of corporate initiatives

• Support existing models and processes and asset performance expectations for portfolio acquisition analysis and apply knowledge of asset performance to support trust operations, trust administration, and the finance data group as needed.

Communication and Presentation

• Work with the team to translate analyses and recommendations into effective communication materials for senior team members to present to colleagues and senior/lead analysts.

MINIMUM REQUIREMENTS

• Bachelor’s Degree- Economics, Mathematics, MIS, Statistics, Finance, or Engineering preferred. Other areas of study may be considered based on experience.
• 0-2 years’ experience with financial modeling/analysis.
• 0-2 years’ experience in Microsoft Excel and Access or similar business intelligence tools.
• Financial analysis, statistical, and modeling skills.
• Strong verbal and written communication skills.

PREFERRED QUALIFICATIONS

• Creativity, critical thinking, intuitive, and problem-solving skills.
• Familiarity with and interest in learning new analytical tools.
• VB, VBA, SAS and/or SQL experience.
• Familiarity with credit risk, default, and/or prepayment modeling and other analytical techniques.